Allison Legal - --- Insurance

ALLISON LEGAL, LLC

Free Confidential Consultation & Case Evaluation

INSURANCE

A promise of compensation
for specific potential future losses
in exchange for a periodic payment.

Insurance is one of the most complex and potentially critical elements of our society. Decisions regarding what insurance to obtain, policy terms, and coverage determinations often are the difference between disaster and recovery.

The U.S. Congress and State Legislature recognizes the complexity and necessity of insurance, and the fact that those dealing with insurance companies are regularly in a David and Goliath situation; i.e., insurance companies are quite often the far stronger party in an insurance transaction, resulting in potentially huge unequal bargaining power. As a result there is an extensive body of law in place to protect the insured party.

Whether you're an individual or business, dealing with an insurance company can be a challenge because insurance companies are very sophisticated, they have seemingly unending resources, and they seem to speak another language filled with insurance and legal jargon.

Examples of an insurance company's actions which may constitute bad faith include:

	Misrepresentation of coverage during the application or claims-handling process;
	Exhausting and unreasonable demands for documentation;
	False allegations that information was not received in a timely manner;
	Failing to promptly investigate a claim;
	Failing to confirm or deny coverage within a reasonable time;
	Unreasonable interpretations of policy language;
	Unreasonable denial of a covered claim;
	Failing to make timely payment for a covered loss;
	Providing inadequate or inappropriate defense;
	Failing to participate in settlement negotiations;
	Untimely or inadequate offers of settlement when liability is clear.

Insurance is integrated into virtually all areas of our personal and professional lives. The types of insurance, number of companies providing insurance, and number of terms and policies available are virtually limitless. Making sense of insurance when it's purchased is hard enough; making sense of an insurance company's decisions when you file a claim is sometimes more difficult and filled with contention and dispute.

Allison Legal has extensive experience in dealing with insurance and insurance companies, including: ● Insurance Company Disputes ● Bad Faith ● Property ● Casualty ● Disability ● Life ● Health, ERISA & Individual ● D&O Directors & Officers ● E&O Errors & Omissions ● EPL Employment Practices

Whether you're in a dispute with an insurance company, considering purchasing insurance, or are simply unsure of what you're dealing with in regards to insurance policies, terms, conditions, or coverage, an understanding of the law surrounding insurance and having legal representation in your dealings is of benefit. Contact Allison Legal for a free initial assessment of your situation.

For a free initial assessment of your legal issue, please download and complete the Client Intake Form. Send the completed form to Allison Legal via fax, email, or U.S. mail and a licensed attorney will promptly review the information you provide and contact you with comments.

The information on AllisonLegal.com is not intended and does not create an attorney/client relationship.